Privacy Policy

What we collect. The calculator runs in your browser and stores nothing. If you request an illustration we collect your name, date of birth, phone, email, your goal, the monthly amount you are considering, and the calculator settings you arrived with.

Why. To have a licensed advisor build your illustration and contact you about it. Your date of birth is needed because age drives the design of a life insurance policy.

Who sees it. IUL.Fund and the licensed advisor assigned to you. We do not sell your information. We use service providers (hosting, email delivery) that process it on our behalf. Our website runs on Cloudflare, which stores submitted information and member accounts in our database, screens form submissions for automated abuse (Cloudflare Turnstile), and sends our notification and confirmation emails. We also use Google Analytics 4 to understand how visitors use the site; it collects usage information such as pages viewed and general device details, and we do not use it to identify you.

Contact consent. By submitting the form you agree we may contact you by phone, text or email about your request. Reply STOP to any text to opt out. Consent is not a condition of purchase.

Your choices. Email chris@iul.fund to see, correct or delete what we hold about you.

Cookies. This site sets no tracking cookies.

Children. The site is for adults 18 and older. A parent may request an illustration for a policy on their child; we collect the parent's details, not the child's.

Changes. We will post any changes here with a new date.